How to open an account with Globus Bank in Nigeria might seem complex due to the required documentation and steps. However, having a bank account is essential for saving, investing, and managing your finances. Fortunately, there are several ways to learn how to open an account with Globus Bank in Nigeria. Whether it’s a savings account, current account, or business account, the process is straightforward. In this blog post, we will guide you through the steps on how to open an account with Globus Bank in Nigeria.
Table of Contents
What Kind of Bank is Globus Bank?
Globus Bank is a Nigerian commercial bank focused on delivering exceptional customer experiences and becoming a preferred financial services provider. By leveraging technology and efficient practices, it offers a variety of products, including retail and corporate banking, digital solutions, loans, and investments.
Moreover, the bank is dedicated to financial inclusion, economic development, and building strong client relationships by understanding and meeting their needs with tailored solutions.
Types of Accounts Offered by Globus Bank
Before we take you through Globus Bank account opening process in Nigeria, it’s important to know the different types of bank accounts available at Globus Bank:
Globus Bank Individual Account
A Globus Bank individual account is a financial account opened and managed by a single person for personal use. It is designed to handle personal income, savings, and everyday financial transactions.
Types of Individual Accounts Available at Globus Bank
There are different types of individual accounts available at Globus Bank. They include:
1. Globus Bank Savings Account:
A savings account is a bank account where you can store your money and earn interest. It is easy to access and is mainly used for saving money, not for everyday spending. However, to open a Globus Bank savings account, you will need a Globus Bank savings account opening form, which you can “DOWNLOAD HERE“.
2. Globus Bank Current Account:
A current account, also called a checking account, is a bank account for everyday transactions. You can write checks, use a debit card, and get direct deposits, but it usually doesn’t earn interest. To open a Globus Bank current account, you will need a Globus Bank current account opening form, which you can “DOWNLOAD HERE“.
3. Globus Bank Fixed Deposit Account:
A fixed deposit account is a bank account where you deposit money for a set period at a fixed interest rate. Withdrawing money early usually incurs a penalty, but it offers higher interest rates than savings accounts. To open a Globus Bank fixed deposit account, all you need is a Globus Bank fixed deposit account opening form, which you can “DOWNLOAD HERE“.
4. Globus Bank Domiciliary Account:
A domiciliary account is a bank account that lets you hold and use foreign currencies. It’s used for international transactions, like receiving payments from other countries or paying in foreign currencies. To open a Globus Bank domiciliary account, you will need a Globus Bank domiciliary account opening form, which you can “DOWNLOAD HERE“.
5. GlobusKiddies Account:
A GlobusKiddies Account is a savings or investment account for children, promoting early financial planning and education.
Globus Bank Business Account
A Globus Bank business account, also called a Globus Bank corporate account, is a financial account established in the name of a company or business entity. It is used to manage the company’s finances, including receiving payments, paying bills, and managing payroll. This type of account is essential for separating personal and business finances, which helps in accurate bookkeeping and financial reporting. For a Globus Bank Business (Corporate) account form, “DOWNLOAD HERE“.
How to Open an Account with Globus Bank in Nigeria
To discover how to open an account with Globus Bank in Nigeria, you will need to follow some steps. Below is a guide on how to open an account with Globus Bank in Nigeria.
1. Choose the Type of Account
Firstly, you will need to select the kind of account you wish to open with Globus Bank. Choose an account based on factors such as the purpose of the account, the frequency of transactions, and any specific requirements you might have.
2. Gather Required Documents
After deciding on an account, the next step is to gather all necessary documents for the creation of the account, which normally includes:
Globus Bank Account Opening Requirements:
Means of Identification:
A valid means of identification such as a National ID, International Passport, Driver’s License, or Voter’s Card.
Proof of Address:
Utility bill (not older than three months), tenancy agreement, or any other acceptable document showing your residential address.
Passport Photographs:
A Recent passport-sized photograph.
BVN (Bank Verification Number):
A Bank Verification Number. If you don’t have one, you can obtain it at the bank or through any other financial institution.
Additional Documents for Business Accounts:
Certificate of incorporation, memorandum and articles of association, and other relevant business documents.
3. Open an Account on the Globus Mobile App
For a faster and more convenient option, you can also open an account directly through the Globus Mobile App. Simply download the app from the App Store or Google Play Store, follow the in-app instructions, and you can have your account opened in less than 4 minutes. Need help doing this? Well, feel free to reach out to me directly at [[email protected]] for assistance.
4. Visit a Globus Bank Branch
Another step you can take is to visit the nearest Globus Bank branch to open an account. You can find a list of branch locations on the official Globus Bank website or contact their customer service for assistance.
5. Complete the Account Opening Form
Request a Globus Bank account opening form from a Globus Bank Relationship Manager (Marketer), at the branch or better still, download the soft copy of the Globus Bank account opening form for “INDIVIDUAL” or “CORPORATE” account, print it out and fill in the required details accurately. Ensure that you provide all the necessary information to avoid delays in the Globus bank account opening process. The Globus Bank Relationship Manager [[email protected]] will guide you through the process.
6. Submit Your Documents
After filling in the required details, you will need to present the documents to the Globus Bank Relationship Manager or the Customer Service Representative. These individuals will help submit these documents to the bank for verification.
7. Initial Deposit
Depending on the type of account you are opening, you may be required to make an initial deposit. Ensure you have the necessary funds to meet the minimum deposit requirement.
8. Obtain Your Account Details
Once your application is approved, you will receive your account details, including your account number. The bank may also provide you with a debit card and other banking materials.
9. Activate Your Account
Follow the bank’s instructions to activate your account. This may involve setting up your internet banking, mobile banking, and other digital services offered by Globus Bank. You can contact a Globus Bank relationship manager personally or contact their customer service representative to guide you through this process.
How to Open Globus Bank Account Online With BVN Number in Nigeria
So you want to discover how to open a Globus Bank account online with BVN number in Nigeria. Here are the steps on how to open a Globus Bank account in Nigeria:
1. Download the Globus Bank Mobile App:
Start by downloading the Globus Bank Mobile App from the App Store (for iOS users) or Google Play Store (for Android users).
2. Open the Globus Bank Mobile App:
Launch the app and select the “GET STARTED” option to open a new account.
3. Get an Account Number:
Click on the section that says “Get an Account Number” as this will allow you to get a Globus Bank Account.
4. Enter Bank Verification Number (BVN):
Input your bank verification number (BVN). If you’ve forgotten your BVN, you can always dial the USSD code *565# to get your BVN.
5. Enter Referral Code:
After imputing your BVN you will be promoted to enter a referral code. Use our code “241011” and enjoy any benefits associated with using the code.
6. Submit and Verify:
Review your details and submit the application. Follow any verification steps as prompted by the app.
7. Receive Account Details:
Once your application is approved, you will receive your account number and other relevant details.
Note: The account opened through the Globus Bank Mobile App with only your BVN will be a Tier One account, which has some limitations on transactions and account balance. To upgrade your account, you will need to visit a Globus Bank branch or reach out to me directly at [[email protected]] for assistance.
FAQ
What do I need to open an online bank account?
To get started with an online bank account at Globus Bank, you’ll need to have a valid ID, like a passport or driver’s license. You’ll also need a recent utility bill to confirm your address, a passport photo, and your personal details such as phone number and email address.
Is Globus Bank a good bank?
Globus Bank is known for its top-notch customer service and innovative banking solutions. Many customers appreciate how the bank strives to make banking easy and accessible, making it a solid choice for anyone looking for a reliable banking partner.
Is Globus Bank recognized in Nigeria?
Being fully licensed and regulated by the Central Bank of Nigeria, Globus Bank is a recognized and trusted name in the Nigerian banking industry. This means it operates under stringent guidelines to ensure your banking experience is secure and efficient.
Does Globus Bank give loans?
If you’re looking for financial support, Globus Bank offers a variety of loan products. Whether you need a personal loan, a business loan, or a mortgage, they have options designed to meet your specific needs and help you achieve your financial goals.
What is the interest rate for Globus Bank?
Globus Bank offers competitive interest rates on its various products and services. The exact rate can vary depending on the type of account or loan you have, so it’s best to check their website or contact a bank representative for the most current rates.
Conclusion
Having a Globus bank account in Nigeria is a way to manage your finances properly. By following the steps on how to open an account with Globus Bank in Nigeria, outlined above, you can quickly open an account with Globus Bank in Nigeria and enjoy the many benefits offered by Globus bank. Whether you’re an individual looking to save or invest your money, or a business owner looking for growth opportunities, Globus Bank is the preferred financial services provider for you, your family and friends.
For more information, you can visit the Globus Bank official website. If you have any questions or need help with opening an account, feel free to contact me directly at [[email protected]]. I’m here to assist you with all your banking needs.
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